may also, eventually, end up in possession of sensitive papers or other portable devices of great value that you should keep in a safe place – as an offshore safe provided.
What are the things we talk about? Any valuable papers. Things like automobiletTitles coins (rare), Passport, Citizenship Records bearer shares, purchase, Pension records, school transcripts, trust documents, immigration papers, rare stamps, mortgage documents, and so on. You may also want to store the data, such as a USB stick or DVD backup securely off-site.
A safe is recommended by many experts estate planning purposes. To pass the contents of a safe deposit heirs without formalities, all that is necessary is to have a second person to gain access to the key. This is accomplished by having the heir is a signatory of the box. If you do not want to have access to in your life, you hold the key, and arrange to be delivered to them in a sealed envelope with instructions of your death or disability.
When used if a bank or an independent safety deposit boxes Company?
Generally, the best solution is to rent a safe, reliable large, first-class bank – not just a box company. Many banks require that you also have an account, and that the withdrawals will be allowed to pay the box rent in advance.
Why should I use a bank safe deposit box instead of an independent company? As an independent company seems to fold or rob great regularity. As a public cloud, they are also often used as a less desirable characters.
On the other hand, the private storage of clothing requires no identification to open a box. They can adopt a pseudonym care about them. Customers can also take part in can log in without a plastic card. As such a box is not linked to any invoice or payment facilities, fit for the user to pay for several years. This avoids the box is opened and the contents sold for unpaid rent.
One of my clients told me the sad story is that after a long hospital stay because of cancer, he realized that his own boxing public storage unit has been opened after a year of unpaid rent. The contents were sold at auction. I had a collection of old stocks that were worthless, like stocks, but high-value collectibles. One of them is a rare original signature of an inventor, Thomas Edison. They were disposed of waste paper.
Best Offshore safe countries
Austria, Switzerland and Luxembourg, traditional safe havens that are perfectly safe. A good country with a box is one where there is no need to show a passport or go through any border control official. This is not the case in Switzerland – if you do not take your chances without one of the very few drivers crossing the border!
Vienna and Zurich airport is convenient national airline hubs. Comfortably through these countries when traveling to other cities. Just make stops long enough to visit stash; installed or you need. A safe area you will not have to seek out a tax haven. A peaceful, stable country where property rights are just fine.
Almost all banks offer safe. If yours is a country where there is no problem, it does not matter much which one to use. But you need to have at least one person you trust who can box and be able to achieve it. If you have an accident, it is important that the box can not be forgotten or abandoned.
Hold the Key Safe!
When he opened the box, the key is deposited in a bank deposit in a sealed envelope to the Office or on their own, a personal banker. This ensures that the key is not discovered the person or property of anyone in dubious intentions, such as the soon to be ex-wife.
Many bank safe with two keys – one held by you. The second (the Master key) held by the bank. Only two of the boxes are opened.
The latest high-tech safe, no key. These safe deposit box can only be opened fingerprint scans. The other option is to boxes in areas where they are combination locks. Experienced opening safe crackers are a good combo locks. They are less secure than the complex keys – experience. We are also not welcome the secret numbers memorized. Why? Since it has more than once forgotten an important combination or password.
Be sure to check the box that you can access without ID, in case you lose it, and we have to get the backups to ensure thoughtfully inside the box! Some banks, particularly in Zurich, you want to see and photocopying ID every time you reach the box – even if they are well known. Where ever possible of the box, it can be introduced in many of the staff who will help you to gain access to the box without ID if need be. Tell them to look good, and remember personally, so you always have access to the box or the money from the account without identification. Tell them your favorite silly joke or story, and tell them to remember that you can say that again, many years later. Then you will remember!
Shhh … Can you keep a secret?
Do not just keep it in a safe deposit box key and a gold chain around your neck at all times. This is something we do movie villains.
If a secret, we always think about. Do not tell anyone about it. Leave the keys and instructions on the personal banker, or someone you trust implicitly. Also, we think! Let death instructions on the box – just in case something happens to you. These may be written to a CD or video form. The box opens after about one or two years of inactivity – and if you do not pay the annual fee.
Sometimes a safe forgotten for decades. About seventy years in the criminal billionaire and renowned Al Capone died in prison, a closed bank, once the owner of Chicago have found that a long-forgotten secret underground vault locked registered name. His money was never recovered. The national television network bought rights to show the drilling and re-open this vault, "live on TV." Many people, including me, are tuned to the opening. We thought it was an event that matches the discovery of Tutankhamun's tomb in Egypt fabulous. What happened? It's a good show to a complete let-down. It seems that someone has a spare key Al Capone arrived in a safe location first. None had the slightest interest in the vault.
will be the Secrets With You Die?
Most offshore banks will be required to have a bank account, and that he be allowed to withdraw from the annual accounts, safe deposit box rental fees for that. Such instructions and automated payment will be dead for years before it was dead, and the box is drilled. Thus, the bankers may have to ask you to open the instructions (not the box) in the event that you do not hear a certain period, say three years. Better yet, the banker should be warned, "After three years of no contact, contact my lawyer, XYZ, or your kids, wife, best friend." We trust must be instructed what to do in case of assets of the death, disappearance or disability. The banker should be told what to do or how and when to make contact with those people who definitely know where you are.
Maybe someone you trust who has nothing to gain by suing you will be given the power of attorney or a task completed, plus a valid will that all loose ends are tied up. Without it, such as Switzerland, the bank can only keep the property! Simple as that. The English-speaking countries there is usually a shift back to the content of the law extending the state dormant accounts and abandoned safe deposit. England, unclaimed money and property goes to the "Crown". California, package contents and accounts dormant for more than seven years to go to the Teachers' Pension Fund.
In such cases, the heirs have only a very limited time to claim. Most never because you never learn the tools.
The Austrian Palace Anonymous disabled
The Swiss and Austrian generally provided excel running discrete safe. Almost all countries is needed, identification rent a safety deposit box. But in Austria, at the time of writing, there is provided a safe company that offers anonymous. It has been around for years and is a highly recommended reading. This is a good place to store a second passport, bank card and other PT equipment that you do not want to keep their home country.
This is the company's premises in the basement of a beautiful palace in Vienna. This name and Das Safe website http://www.dassafe.com When in Vienna, you can visit them Auerspergstrasse 1, I predict it will remain in the business a long time coming, but how long will be allowed to anonymous business, open to question.
Other recommended safe facilities in Austria Schoellerbank branches (no keys needed – regulate access to electronic fingerprint scan) and Raiffeisen Bank in the 'secret' enclave Jungholz.
Safe Company A reliable Prague
Another service Safe known in Prague in the Czech Republic. They require a valid identity card to open the box. The service is very professional and discreet from then on, not necessary passport for later access. You can pay up to five years in advance. Self-service access to the main vault of a magnetic card system to the main entrance. You can give the door card and key to anyone. They can then access the safe-box, without having to conform to the employees or identify themselves in any way.
This particular company is a joint venture between one of Czech banks and money changers Chequepoint chain. It has been found in the basement of an old bank building right on the famous Wenceslas Square since about 1992nd It welcomes visitors to stop and examine your options. The street bow 28 13. The web site is currently not available in English, but if you visit them you will find they speak English.